Financial Bucket List

I have come up with a Financial Bucket List so I can win the $500 Give Me Back My Five Bucks competition, sponsored by Life Insurance Finder, the life insurance experts.  Here’s what I want to do:

1. Put away a portion of my income towards a purchasing a condo in the next 5 years.  I currently work part-time so I do not make a whole lot of money at the moment, so it’ll be tough to do this, but I will find a way.  Also, I don’t plan on working full-time during the summer so I have to watch my spending.
2. Buy a home, when the time is right.  A condo will be fine when it’s just me and my boyfriend, however, I do eventually want to have a family.  I don’t think a condo will accommodate a family of four.  The only issue is where to buy the house; Vancouver is definitely out of the question since I would need to make at least $100K+ a year to afford a mortgage that is to be paid off in 25 years.  I guess I could go for a 40 year mortgage, but I want to get the house paid off ASAP.  I guess I’m looking in the area of Burnaby or the developing Surrey area.
3. Put another $5K towards my TFSA.  My parents/grandparents have been encouraging me to put money towards this account since I don’t make enough money now to contribute to RRSPs.
4. Start up RRSPS, when I get a real job.  RRSPs will be my only income once I retire, since I’m not going to rely on CPP to provide me with enough money to survive on.  Hopefully when I have a real job, I can contribute 10% of my income to RRSPs.
5. Use more coupons.  I think the TV show, Extreme Couponers makes me want to use coupons more.  However, the restrictions here are a lot more strict than those in the states.  By using more coupons on things that I need, I will be able to save more money and put it towards my first and third goals on my list.
6. Buy a car.  I don’t plan on living in downtown and I’m not a transit kind of person.  I’m not sure if I want to get a brand new car or a used car.  My parents usually buy their cars brand new and run them into the ground.  My boyfriend on the other hand buys his cars used.
7. Put away money for more education.  As I’ve learned in my education class, you never stop learning.  One day, I may want to go for a Masters degree and those do not come cheap.  I do not want to rely on my parents on money to pay for my tuition once I move out of the house.
8. Put away money for traveling.  I want to travel the world before I start having kids.  Once I have kids, all of our vacations will be planned to accommodate them.  There’s nothing wrong with Disney World/Land, but I want to see Europe, Asia and Australia and everything in between.

I don’t want to sleep

I don’t want to sleep in the fear that I won’t feel this content with my life tomorrow morning.  I wish there was a way to bottle this feeling and whenever I feel anxious I could just remember this feeling.